San Diego East County · May 2026 (Rev. 1)

Wildfire Mitigation Grants & Subsidies

Active, upcoming, and recurring programs for San Diego East County homeowners — organized by tier.

This reference covers active, upcoming, and recurring wildfire mitigation grant and subsidy programs available to San Diego County homeowners. Programs are organized by geographic tier — local-first, then state, then federal.

Research current as of May 2026. Verify program status before use.

Quick Reference — All Programs

● ACTIVE — currently open or ongoing ◐ PENDING — legislation or program in development ○ MONITOR — watching for launch
Program Tier Status Type Income Req? CWD Service Fit
Sunrise Powerlink Grants Local — East County SD ● ACTIVE 2026 Cash grant (reimbursement) No Defensible space, structure hardening, vents
FSCSDC — DSAP Local — SD County ● ACTIVE 2026 No-cost contractor service Yes (≤50% AMI) Referral partner; leads pipeline
CA Wildfire Mitigation Program (CWMP) State/Local Pilot ● ACTIVE — Expanding Full retrofit (state-arranged) Yes (LMI) Contractor partner; inspection input
CA Safe Homes Act (AB 888) State ● Portal ~Spring 2026 Cash grant Yes (LMI) Zone Zero, roof hardening, all home hardening
CAL FIRE Prevention Grants State → Local FY 25-26 Awarded / Closed Pass-through to orgs No (org-level) Subcontract to award recipients now; FY 26-27 cycle watch
IBHS Wildfire Prepared Home State — Insurance ● ACTIVE Insurance discount pathway No Inspection, gap assessment, compliance work
CA FAIR Plan Hardening Discounts State — Insurance ● ACTIVE Insurance premium discount No Inspection documentation + mitigation work
CDI Safer from Wildfires Program State — Insurance ● ACTIVE Mandatory insurer discount No All hardening work = discount eligibility
FEMA HMGP (Post-Fire) + BRIC (Restored) Federal → State ● HMGP: post-declaration / BRIC: NOFO open to 7/23/26 Pass-through grant No Alert FSC/RCD partners to BRIC NOFO; certified contractor in HMGP windows
SD River Conservancy / SD Fire Foundation Regional ● ACTIVE Annual Pass-through to FSCs No (org-level) FSC partner for community work
SB 1084 Fire Safe Home Tax Credits State ◐ PENDING — In Committee May 2026 Tax credit No All hardening + veg management; stacks with grants
Tier 1

Local Programs

Programs specific to San Diego East County or the county at large.

Sunrise Powerlink Fire Mitigation Grants Program

● ACTIVE 2026
Admin
Sunrise Powerlink Fire Mitigation Group (SPFMG) — funded by SDG&E, governed by BLM, CAL FIRE, SD County Fire, Alpine FPD, Lakeside FPD
Amount
Variable by parcel score; no published per-project cap — prior years ~$2,000–$5,000+
Cadence
Annual. 2026 program confirmed: Jan 2 – Sept 30, 2026. Verify current-year dates at sunrisepowerlinkgrants.com.
Eligibility

Homeowners of parcels within the Sunrise Powerlink corridor (East County SD: Alpine, Lakeside, Jamul, Deerhorn Valley, Cuyamaca area). Check eligibility map at sunrisepowerlinkgrants.com.

Eligible Work

Defensible space (veg clearance, Zone Zero), ember-resistant vents (Priority), structure hardening: roof, windows, skylights, exterior doors, eave enclosure, siding, deck replacement. Building permit required for structure hardening.

Notes

Reimbursement program — homeowner pays then gets reimbursed. Pre-approval recommended. Zone Zero and Vent grants are priority tracks. Parcel score drives selection priority.

Fire Safe Council of SD County — Defensible Space Assistance Program (DSAP)

● ACTIVE (limited service areas; verify eligibility by address)
Admin
Fire Safe Council of SD County / Resource Conservation District of Greater SD County. Funded by SDG&E.
Amount
No-cost defensible space work performed by bonded contractors
Cadence
Annual, funding-dependent. First-come, first-served. 2026 service area currently posted.
Eligibility

Very low income households (≤50% of San Diego County AMI). Physically unable to maintain defensible space. Must participate in Home Assessment Program first. Service area changes annually — check map at firesafesdcounty.org/programs.

Eligible Work

Defensible space vegetation clearance (100-foot zone). Also offers no-cost Chipper Program for all qualifying residents (not income-limited).

Notes

New Compliance Assistance Program for non-DSAP service areas. Chipper Program is separate and broader — no income restriction, just fire-risk area.

California Wildfire Mitigation Program (CWMP) — San Diego Pilot

● ACTIVE (Expanding)
Admin
Cal OES + CAL FIRE joint program. San Diego County Fire (County Fire) local liaison.
Amount
Full cost covered — state arranges contractors, homeowner typically pays nothing upfront.
Cadence
Ongoing pilot; expanding to new communities. Apply at wildfiremitigation.caloes.ca.gov.
Eligibility

Low-to-moderate income (LMI) homeowners in pilot communities. Current SD communities: Dulzura and Potrero (accepting applications now), Campo (coming soon — not yet open). Community eligibility changes as program expands — verify by address at wildfiremitigation.caloes.ca.gov. Must be legal homeowner. No citizenship requirement. Rental properties OK.

Eligible Work

Defensible space creation + full home hardening retrofits: roof, doors, vents, siding, and more. State arranges contractor.

Notes

Funded 75% FEMA HMGP / 25% state. FEMA BRIC program (which partially backed this) was discontinued in April 2025, but CWMP is continuing under HMGP.

Tier 2

State Programs

California-wide programs with direct relevance to SD East County homeowners. Several are newly enacted in 2026.

California Safe Homes Act (AB 888) — CA Safe Homes Grant Program

● LAW ACTIVE / Application Portal Spring 2026
Admin
California Department of Insurance (CDI). Chaptered Oct 10, 2025; effective Jan 1, 2026.
Amount
Partial to full cost coverage. Specific award amounts not finalized. Application portal expected Spring 2026.
Cadence
New program — annual appropriation cycle anticipated. First round applications expected Spring 2026 (timeline subject to CDI implementation schedule — monitor insurance.ca.gov for portal launch).
Eligibility

Low-to-moderate income homeowners in high wildfire risk areas (VHFHSZ/SRA). Cities, counties, and special districts also eligible for community-wide applications. Income thresholds TBD by CDI.

Eligible Work

Fire-safe roofs (new or replacement), Zone Zero (0–5 foot) ember-resistant non-combustible improvements. Most impactful and costly home hardening measures.

Notes

Funded via Sustainable Insurance Account. Designed explicitly to address the insurance non-renewal crisis. Completing this work improves insurability.

CAL FIRE Wildfire Prevention Grants (FY 2025-26)

AWARDS MADE — New Applications Closed
Admin
CAL FIRE. Competitive grants to local agencies, non-profits, RCDs, tribes.
Amount
$62.7M awarded in FY 2025-26 cycle. Award amounts vary by project.
Cadence
Annual (FY cycle). FY 2025-26 applications closed. Watch for FY 2026-27 NOFO, typically released spring/summer.
Eligibility

Not direct-to-homeowner. Eligible entities: local government, non-profits, RCDs, tribes, fire safe councils. FY 2025-26 application window closed August 6, 2025. $62.7M in awards has been distributed to local projects. Next cycle anticipated FY 2026-27.

Eligible Work

Hazardous fuels reduction, wildfire prevention planning, home/community hardening education, prescribed fire, vegetation management.

Notes

New Regional Wildfire and Landscape Resilience Grant Program under Prop 4 also active (Feb 2026 emergency regs) — separate opportunity, draft guidelines being finalized. Watch fire.ca.gov/grants.

Tier 3

Insurance Discount Programs & Federal Pass-Through

Not direct cash grants to homeowners, but financially significant — these programs reward completed home hardening work with meaningful insurance savings.

IBHS Wildfire Prepared Home Designation Program

● ACTIVE (Not a cash grant — insurance discount pathway)
Admin
Insurance Institute for Business & Home Safety (IBHS). San Diego County Fire assists with applications in County Fire / Deer Springs FPD areas.
Amount
No cash grant — IBHS designation can support insurance discount eligibility. Discount amounts vary by insurer.
Cadence
Ongoing. Two designation levels: Base and Plus.
Eligibility

Any CA homeowner with detached single-family home ≤3 stories. DIY program — homeowner completes steps. County Fire staff helps with applications in eligible SD areas.

Eligible Work

Base: Class A roof, 5-ft non-combustible zone, exterior prep, deck/porch/yard maintenance. Plus: adds gutter covers, enclosed eaves, non-combustible siding, upgraded doors/windows, outbuilding setback.

Notes

Dulzura, Campo, Potrero residents qualify for CWMP Home Hardening Initiative if they get the designation. FAIR Plan offers up to 13.8% discount for dwelling policies tied to hardening measures.

CA FAIR Plan Wildfire Hardening Discount Program

● ACTIVE (Insurance discount, not grant)
Admin
California FAIR Plan (state’s insurer of last resort). CDI oversight.
Amount
Up to 13.8% total discount for Dwelling Fire; up to 16.4% for Commercial policies.
Cadence
Ongoing. Discount categories: Immediate Surroundings (5 items), Structure (5 items), Property Level Completion, Community Discount.
Eligibility

FAIR Plan policyholders (Dwelling Fire or Commercial). No income limit.

Eligible Work

Defensible space (0–5 ft non-combustible), combustibles removed under decks, ember-resistant vents, gutter covers, noncombustible siding, fire-resistant roof, upgraded windows/doors, eave enclosure.

Notes

Many SD County homeowners are on FAIR Plan due to insurer pullout. This program + Safer from Wildfires creates dual-discount stack.

CDI Safer from Wildfires Program — Mandatory Insurer Discounts

● ACTIVE (Mandatory insurer discounts)
Admin
California Department of Insurance (CDI). Program established under prior CDI regulations; AB 1 (eff. Jan 1, 2026) now requires CDI to regularly update these regulations to reflect current science and mitigation practices.
Amount
Variable discounts mandated across all admitted insurers. Discount tied to hardening tier completed.
Cadence
Ongoing. Regulations updated regularly under AB 1.
Eligibility

All CA homeowners with private market insurance. No income limit. Must complete qualifying hardening steps.

Eligible Work

Zone 0 (0–5 ft), Zone 1 (5–30 ft defensible space), home hardening (roof, vents, eaves, siding, windows, decks). Matches IBHS WPH tiers.

Notes

Works in tandem with IBHS WPH designation. Stack both to maximize discount. AB 1 expanded and formalized the update cycle for these regulations — the underlying program predates AB 1.

FEMA Hazard Mitigation Grant Program (HMGP) — Post-Fire + BRIC (Restored)

● HMGP Active post-declaration │ BRIC Restored by Court Order
Admin
FEMA / Cal OES. Homeowners cannot apply directly — local governments apply on behalf of residents.
Amount
HMGP: varies by project. BRIC FY 2024-25: $1 billion NOFO open, applications due July 23, 2026 (state deadlines earlier — coordinate with Cal OES).
Cadence
HMGP: post-disaster trigger. BRIC: FY 2024-25 combined NOFO is currently open (restored by federal court order March 6, 2026 after FEMA attempted to cancel the program in April 2025). Future BRIC cycles uncertain given ongoing litigation and administration posture.
Eligibility

HMGP triggered by Presidential disaster declarations. BRIC: states, local governments, tribes — not homeowners directly. CWMP is partially funded by HMGP.

Eligible Work

Wildfire retrofitting, home hardening, defensible space, vegetation management, community resilience infrastructure. BRIC under new rules focuses on construction-ready projects and building code adoption — less planning/technical assistance than prior cycles.

Notes

BRIC was terminated April 2025, court declared termination unlawful Dec 2025, enforcement order March 6, 2026, $1B NOFO released March 25, 2026. Program continues under court mandate with new constraints. HMGP Post-Fire remains the more structurally stable federal path. Status subject to rapid federal change — verify NOFO status before applying.

San Diego River Conservancy / SD Regional Fire Foundation Grants

● ACTIVE (Pass-through to Fire Safe Councils)
Admin
San Diego Regional Fire Foundation + San Diego River Conservancy. Funds distributed to Fire Safe Councils.
Amount
$378,958 awarded to 13 FSCs in 2024. Recurring annual grants.
Cadence
Annual grant cycle.
Eligibility

Fire Safe Councils in the San Diego River Watershed. Homeowners benefit indirectly via FSC programs (chipping, defensible space).

Eligible Work

FSC operations, chipper equipment, community defensible space events.

Notes

Alpine/Viejas FSC and Potrero & Tecate FSC are active in East County.

Tier 4

Pending Legislation — Watch List

Pending legislation in the 2025-26 CA session that could open new funding streams for homeowners.

Note: SB 326 (Wildfire Mitigation Strategic Planning Act) was vetoed by Gov. Newsom October 2025; veto sustained March 2, 2026 — removed from this list.

SB 1084 — California Fire Safe Home Tax Credits Act

◐ PENDING — In Senate Revenue & Taxation Committee
Admin
Authored by Alvarado-Gil et al. Franchise Tax Board would administer credits if enacted. Set for hearing May 6, 2026 as of latest update.
Amount
Credit structure proposed at 50% of qualified costs, tiered by fire hazard severity zone. Exact per-property caps not yet confirmed in current bill text — prior iterations of similar bills (e.g. SB 944, SB 952) used $2,500–$5,000 for hardening and $1,000 for vegetation management. SB 1084 may follow a similar structure but verify against final enrolled bill text.
Cadence
Would be an annual personal income tax credit for tax years 2026–2031 if enacted. Aggregate statewide cap expected.
Eligibility

Would apply to homeowners completing qualifying home hardening and vegetation management on properties in designated fire hazard severity zones. Income thresholds not specified in current version — credit amount varies by zone tier.

Eligible Work

Qualified home hardening (per CA Building Code Chapter 7A standards) and qualified vegetation management on FHSZ-designated properties.

Notes

Third in a series of similar bills (SB 944 in 2019-20, SB 952 in 2023-24, SB 269 in 2025-26 failed Feb 2026). SB 1084 is the current active vehicle. Watch leginfo.legislature.ca.gov for progress.

Home Hardening Work — Funding & Insurance Benefits

How common home hardening improvements connect to available grant funding and insurance discount programs.

Home Hardening Work Grant Funding Available Insurance Benefit
Zone Zero (0–5 ft) non-combustible work AB 888 (Safe Homes), Sunrise Powerlink FAIR Plan discount, CDI Safer from Wildfires, IBHS WPH Base
Defensible Space (5–30 ft) Sunrise Powerlink, CWMP, DSAP, Chipper Programs IBHS WPH Base/Plus, CDI Safer from Wildfires
Defensible Space (30–100 ft) Sunrise Powerlink, CWMP, DSAP CDI Safer from Wildfires Zone 1
Ember-resistant vent installation Sunrise Powerlink (Priority Vent), CWMP FAIR Plan Structure Discount
Roof replacement (Class A) AB 888 (Safe Homes), CWMP IBHS WPH Base, FAIR Plan, CDI Safer from Wildfires
Siding replacement (non-combustible) Sunrise Powerlink, AB 888, CWMP IBHS WPH Plus, FAIR Plan Structure Discount
Window/door upgrade (tempered, dual-pane) Sunrise Powerlink, CWMP IBHS WPH Plus, FAIR Plan Structure Discount
Eave enclosure / gutter covers Sunrise Powerlink, CWMP IBHS WPH Plus, FAIR Plan
Deck replacement (fire-resistant) Sunrise Powerlink, CWMP IBHS WPH Plus
Wildfire risk inspection / assessment CWMP intake, IBHS WPH application Required for most discount programs
Vegetation management / brush mitigation DSAP, Chipper Programs, CAL FIRE grants (via FSC award recipients), SB 1084 (pending) CDI Safer from Wildfires Zone 1/2

CWD Services

Cal Wildfire Defense helps San Diego County homeowners assess, prioritize, and execute the hardening work these programs fund.

Ready to Access Grant Funding?

A free Property Fire Risk Walk or Structure Hardening Assessment starts the documentation that grant programs and insurance discount pathways require.